Are you a Discover cardholder looking to maximize your rewards in 2024? Look no further than the Discover card rewards calendar for the upcoming year. In this article, we’ll break down everything you need to know about the rewards calendar and how to take advantage of it.
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Are you a Discover cardholder looking to maximize your rewards in 2024? Look no further than the Discover card rewards calendar for the upcoming year. In this article, we’ll break down everything you need to know about the rewards calendar and how to take advantage of it.
What is the Discover Card Rewards Calendar?
The Discover card rewards calendar is a schedule of bonus categories that change each quarter. These categories offer cardholders an opportunity to earn additional cashback rewards on purchases made within the designated category.
How Does It Work?
Each quarter, Discover cardholders can activate the bonus category and then earn 5% cashback on up to $1,500 in purchases made within that category. After the $1,500 limit is reached, cardholders will continue to earn 1% cashback on all purchases.
What Are the Bonus Categories for 2024?
Discover has not yet released the full list of bonus categories for 2024, but based on previous years, we can make some educated guesses:
- January - March: Groceries
- April - June: Gas Stations and Ride-Sharing Services
- July - September: Restaurants and Entertainment
- October - December: Amazon.com and Target
How Can I Activate the Bonus Categories?
Cardholders can activate the bonus categories by logging into their Discover account online or through the Discover mobile app. Once logged in, simply click on the “activate” button for the quarter you wish to activate.
How Can I Maximize My Rewards?
Here are some tips to help you maximize your rewards with the Discover card rewards calendar:
- Plan your purchases around the bonus categories. For example, if the bonus category is groceries, stock up on non-perishable items or buy gift cards to use at a later date.
- Use your Discover card for all purchases within the bonus category to earn 5% cashback.
- Consider using your Discover card for all purchases throughout the year to earn 1% cashback on all purchases.
- Redeem your rewards for statement credit, direct deposit, or partner gift cards.
What Other Benefits Does Discover Offer?
In addition to the rewards calendar, Discover offers a variety of benefits to cardholders, including:
- No annual fee
- Free FICO credit score
- Zero fraud liability
- Cashback match for the first year
- Price protection
- Extended warranty protection
How Do I Apply for a Discover Card?
Visit the Discover website to apply for a card. You’ll be asked to provide personal information, such as your name, address, and social security number, as well as information about your income and employment.
Conclusion
The Discover card rewards calendar is a valuable tool for cardholders looking to maximize their rewards in 2024. By planning purchases around the bonus categories and using your Discover card for all purchases, you can earn significant cashback rewards throughout the year. Plus, with additional benefits such as no annual fee and zero fraud liability, the Discover card is a great choice for anyone looking for a rewards credit card.
Still Have Questions?
If you still have questions about the Discover card rewards calendar or any other Discover card benefits, visit the Discover website or contact their customer service team for assistance.
